Services
You begin by forwarding copies of your credit reports to us from all three of the major credit bureaus. Keep in mind that a recent law that aids in inaccuracy of credit reports forces the credit bureaus to only correspond directly with you, not your credit repair firm. These updated reports are crucial for us to see which items were removed successfully. If you do not have copies of your credit reports that are not older than 2 months, you can get copies here http://www.annualcreditreport.com.
Crossover Credit Solutions LLC begins to dispute your items by using its arsenal of credit report repair strategies and experienced staff to challenge negative items directly with the credit bureaus. Depending on the number of negative items on your credit reports this step will be repeated for each subsequent loop through the cycle.
The credit bureaus have a "reasonable amount of time", approximately 30 days, to investigate your dispute. Within this timeframe, the credit bureaus must provide proof of the discrepancies on your report or be forced to delete those negative items. They will send you an updated credit report and you will then send it to us to move your case forward. The cycle begins again, and we remove more negative items from your reports.